About
Specialized Risk Advice for Community Associations
Insurance for Communities is a specialty practice powered by The Duncan Group.
The firm
A practice, not a product line.
The Duncan Group provides commercial insurance brokerage, risk management, claims advocacy, personal and private client solutions and employee benefits through specialized practice areas. Insurance for Communities is the practice dedicated to community associations and the professionals who manage them.
Commercial insurance brokerage
Property, casualty and specialty placements.
Risk management
Exposure analysis, loss control and risk-transfer strategy.
Claims advocacy
Coordination and communication support during insured losses.
Personal and private client
Coverage for individuals, families and personal assets.
Employee benefits
Benefits strategy and administration support.
Community association practice
The specialty practice behind Insurance for Communities.
Why community associations
Communities sit at the intersection of several risks at once.
An association is a real estate owner, an employer or contractor of services, a governing body, a financial steward and a catastrophe-exposed property owner — frequently all at the same time. Decisions made by volunteers affect insurable exposures, and the property itself is often the largest asset in the neighborhood.
That combination is why general commercial insurance treatment tends to miss things. Specialization means knowing which questions to ask before the market is approached, and being able to explain the answers to a board in language it can act on.
Next step