Resources
Community Risk Library
Practical, plainly written reference material for the people responsible for protecting a community association.
Available now
Coverage references
Each coverage page explains what the policy generally addresses, why it matters to a community association, what boards should ask and where the common misconceptions are.
Library
Categories
HOA Insurance
3 articles planned
Condominium Insurance
2 articles planned
Property & Catastrophe
9 articles planned
Board Liability
2 articles planned
Claims
1 article planned
Cyber & Crime
2 articles planned
Vendor Risk
3 articles planned
Community Managers
1 article planned
Risk Management
3 articles planned
Renewal Strategy
4 articles planned
Editorial
In development
Every article is written, reviewed and published by a person. Nothing is published automatically, and nothing here substitutes for legal advice or the terms of your policy.
HOA Insurance
What Insurance Does an HOA Need?
In development
HOA Insurance
What Does an HOA Master Insurance Policy Cover?
In development
HOA Insurance
HOA Master Policy vs. HO-6 Insurance
In development
Condominium Insurance
What Insurance Does a Condominium Association Need?
In development
Condominium Insurance
Bare Walls vs. Single Entity vs. All-In Condo Insurance
In development
Property & Catastrophe
How Much Property Insurance Should an HOA Carry?
In development
Property & Catastrophe
How Are HOA Property Values Determined for Insurance?
In development
Property & Catastrophe
Replacement Cost vs. Market Value for Community Associations
In development
Property & Catastrophe
How Percentage Wind and Hail Deductibles Work
In development
Property & Catastrophe
What Does a 2% Wind/Hail Deductible Mean for an HOA?
In development
Board Liability
Does an HOA Need Directors & Officers Insurance?
In development
Cyber & Crime
What Is HOA Crime and Fidelity Coverage?
In development
Cyber & Crime
Does an HOA Need Cyber Insurance?
In development
Vendor Risk
What Insurance Should an HOA Require From Contractors?
In development
Vendor Risk
Certificates of Insurance for Community Associations
In development
Vendor Risk
Additional Insured Requirements for HOA Vendors
In development
Claims
How HOA Claims Can Affect Future Insurance Costs
In development
Renewal Strategy
How Boards Should Prepare for Insurance Renewal
In development
Renewal Strategy
Questions an HOA Board Should Ask Its Insurance Broker
In development
Renewal Strategy
How to Choose an HOA Insurance Broker
In development
Renewal Strategy
Why Loss Runs Matter During HOA Insurance Renewal
In development
Property & Catastrophe
How Roof Age Can Affect Community Association Insurance
In development
Risk Management
Water Damage Risk in Condominium Associations
In development
Risk Management
Insurance Considerations for Community Pools
In development
Risk Management
Insurance Considerations for Clubhouses and Common Areas
In development
Property & Catastrophe
Ordinance or Law Coverage for Community Associations
In development
Property & Catastrophe
Equipment Breakdown Coverage for HOAs and Condominiums
In development
Property & Catastrophe
Flood Insurance for Community Associations
In development
Board Liability
Umbrella and Excess Liability for HOAs
In development
Community Managers
Insurance Support for Community Association Management Firms
In development